Terms & Conditions

1. Acceptance of Terms

By accessing, browsing, or using Site: theoakledger.com, you acknowledge that you have read, understood, and agree to be bound by these Terms and all applicable laws and regulations.

2. Use of the Website

2.1 Eligibility

You must be at least 13 years old to use this Site. If you are accessing the Site on behalf of a business or organization, you represent that you have authority to bind that entity.

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2.2 Permitted Use

You agree to use the Site only for lawful purposes and in accordance with these Terms. You agree not to:

• Interfere with or disrupt the Site’s functionality

• Attempt unauthorized access to the Site, servers, or data

• Engage in data mining, scraping, automated collection, or similar activities

• Distribute harmful code or attempt to breach security

• Use the Site for fraudulent or misleading purposes

3. Intellectual Property Rights

All content on the Site— including text, articles, graphics, logos, design elements, and other materials (“Content”)—is owned by or licensed to The Oak Ledger and protected by copyright, trademark, and other intellectual property laws.

You may:

• View and download content for personal, non-commercial use

• Share publicly available content with proper attribution

You may not:

• Copy, distribute, reproduce, modify, or create derivative works without prior written permission

• Use Site content for commercial purposes without authorization

4. User Submissions

If you submit comments, messages, or any content (“User Content”) to the Site:

• You grant us a non-exclusive, royalty-free, worldwide license to use, reproduce, display, and distribute that content

• You represent that you own or have rights to the User Content

• You agree not to submit illegal, defamatory, harmful, or infringing material

We reserve the right (but are not obligated) to remove any User Content that violates these Terms.

5. Third-Party Links

This Site contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites and to access at your own risk. We encourage our users to be aware when they leave our site  to read the privacy statements of any other site that collects personally identifiable information.

6. Disclaimer of Warranties

The Site and its content are provided “as-is” and “as available” without warranties of any kind, including:

• Accuracy

• Reliability

• Availability

• Completeness

• Fitness for a particular purpose

We do not guarantee uninterrupted or error-free service.

7. Limitation of Liability

To the fullest extent permitted by law, The Oak Ledger shall not be liable for any damages arising from your use or inability to use the Site, including:

• Direct, indirect, incidental, punitive, or consequential damages

• Loss of data, revenue, or profits

• Security breaches or unauthorized access

Your sole remedy for dissatisfaction with the Site is to stop using it.

8. Indemnification

You agree to indemnify and hold The Oak Ledger and its affiliates harmless from any claims, liabilities, damages, judgments, costs, or expenses—including legal fees—arising from:

• Your breach of these Terms

• Your use of the Site

• Your User Content

9. Privacy

Your use of the Site is also governed by our Privacy Policy, which outlines how we collect, use, and protect your information. The Privacy Policy is incorporated into these Terms by reference.

10. Termination

Your use of the Site is also governed by our Privacy Policy, which outlines how we collect, use, and protect your information. The Privacy Policy is incorporated into these Terms by reference.

11. Governing Law

These Terms are governed by the laws of Texas, Montgomery County, without regard to conflict-of-law principles. Any disputes shall be resolved in the courts of Montgomery County.

If you want, I can fill in the appropriate state based on where your business operates.

12. Changes to Terms

We may update or modify these Terms at any time. Updated terms will be posted on this page with the “Last Updated” date. Continued use of the Site constitutes acceptance of the revised terms.

13. Contact Information

For questions about these Terms, please contact:

Email: info@theoakledger.com
Website: theoakledger.com